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How to Protect Yourself after a Car Accident
Did you know that there are more than 5.25 million car accidents in the United States every year? When most people hear that statistic they are surprised. But when you consider that there are in excess of 250 million cars on the road across the United States you begin to understand how prevalent the problem is. In fact according to the National Highway Traffic Administration there is a car accident every sixty seconds.
The last thing we think about every morning when we get into our car is that we might get into an accident that day. No matter how frequently or far you drive, whether you commute an hour or more (the National average) or right around the block to work or school, drivers never assume that they are going to get into a car accident. It’s optimistic thinking when you consider that there are more than 5.25 million car accidents in the United States alone each year according to the National Highway Traffic Administration. That means about one car accident every minute of the day.
The Impact of Motor Vehicle Injury
Few people consider that they are going to be in a motor vehicle accident, let alone that they may sustain the kind of injuries that will have a long term impact on their health, well being and their ability to earn a living. But the reality is that even a moderate accident can create neck, back and spinal injuries that can significantly impact your life and income, as well as your ability to provide for your family.
There are a number of injuries that occur from a moderate to severe motor vehicle accident.
- Brain and head trauma
- Back injury
- Neck and spinal cord injury
- Facial contusions and soft tissue injury
- Psychological trauma and anxiety
Among the different types of accident related injuries Traumatic Brain Injury (TBI) represents a complicated and difficult prognosis for the injured. A brain injury can impact memory functioning, mood and even motor skills preventing the individual from regaining meaningful employment. Speech, hand and visual acuity and communication skills can also be negatively impacted by a Traumatic Brain Injury and treatment modalities are difficult to gauge in terms of successful prognosis for recovery. Often a TBI results in permanent loss for the accident victim.
What You Should Do After an Accident
After any motor vehicle accident drivers should take the appropriate precautions to make sure that the documentation that is required for legal purposes is complete. In other words, it is the driver’s responsibility to acquire a police report on the accident as well as a medical evaluation if injury relating to the motor vehicle accident is suspected.
- Record the date, time and circumstances (weather) of the accident as well as the other vehicles involved and their names and license numbers.
- If possible, take a picture of the damage to all vehicles. This can help eliminate dispute for at-fault insurance claims.
- If other people are present at the scene of the accident, request that they provide their name and telephone number as a witness if required for legal purposes.
- Always visit a hospital and indicate that you were involved in a motor vehicle accident. This will impact the examination that the medical professionals will conduct if they are aware their report could be used in an insurance case.
Did you know that the World Health Organization (WHO) has predicted that by the year 2020 the mortality rate for road accidents worldwide would exceed HIV/AIDS? It’s a significant trend that is impacting more lives every year, creating a financial burden for insurers who may not have their client’s best interests at heart when it comes to case management for long or short term disability benefits. In fact, most individuals find themselves in an uncomfortable position of having to strongly advocate for even the most basic entitlements from their insurance providers. If you are also coping with financial concern and physical impairment or pain after your accident, this can be very difficult on your family during a time when you need to focus on your recovery, not doing battle with your insurance company.
This is why seeking the advice of a qualified legal team is so important to ensure that accident victims are represented in a way that guarantees they receive the proper care and financial aid they are entitled to. Depending on the nature of your injury, the amount of medical expenses can quickly add up and become unmanageable while you wait for compensation to be arranged from the insurer. A qualified personal injury firm will be able to advocate on your behalf to medical providers and explain the situation to help you get the care you need without being encumbered by the settlement process.